{"id":3673,"date":"2022-11-10T18:43:16","date_gmt":"2022-11-10T18:43:16","guid":{"rendered":"https:\/\/l1-real-estate.com\/index.php\/hipotecas-portuguesas\/"},"modified":"2022-11-14T15:01:09","modified_gmt":"2022-11-14T15:01:09","slug":"hipotecas-portuguesas","status":"publish","type":"page","link":"https:\/\/l1-real-estate.com\/index.php\/hipotecas-portuguesas\/?lang=es","title":{"rendered":"Hipotecas portuguesas"},"content":{"rendered":"<p>[vc_row el_class=&#8221;pt5e&#8221;][vc_column css=&#8221;.vc_custom_1542620475687{margin-right: 8.547% !important;margin-left: 8.547% !important;}&#8221;]<div class=\"sc_content content_wrap\"><h1 class=\"sc_title sc_title_regular sc_align_center\" style=\"text-align:center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2216 size-large_image_11\" src=\"https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-870x455.png\" alt=\"\" width=\"870\" height=\"455\" srcset=\"https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-870x455.png 870w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-300x157.png 300w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-1024x536.png 1024w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-768x402.png 768w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-1170x612.png 1170w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-390x204.png 390w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079.png 1200w\" sizes=\"auto, (max-width: 870px) 100vw, 870px\" \/>Portuguese Mortgages<\/h1><\/div>[vc_column_text]<em>Su solidez financiera y la valoraci\u00f3n de la propiedad se evaluar\u00e1n de la siguiente manera:<\/em><\/p>\n<p><strong>Ingresos.<\/strong>  El banco le pedir\u00e1 una prueba de sus ingresos actuales, como ingresos salariales, pagos de dividendos, ingresos por inversiones, ingresos por pensiones e ingresos por alquileres. Esta informaci\u00f3n ayudar\u00e1 al prestamista a determinar si usted puede afrontar c\u00f3modamente el coste mensual de su hipoteca portuguesa. El banco tambi\u00e9n tendr\u00e1 en cuenta los ingresos netos de cada solicitante, confirmados por las n\u00f3minas\/pensiones, la declaraci\u00f3n de la renta y los extractos bancarios.<\/p>\n<p><strong>Deudas existentes.<\/strong>  El prestamista exigir\u00e1 una confirmaci\u00f3n mediante un informe crediticio o un extracto de pr\u00e9stamo\/hipoteca para analizar sus compromisos fijos mensuales para los pasivos existentes, como hipotecas, pr\u00e9stamos personales y tarjetas de cr\u00e9dito.<\/p>\n<p>Historial de empleo. El prestamista exigir\u00e1 una prueba de su empleo actual en forma de carta de referencia del empleador. Si es usted aut\u00f3nomo, el banco le pedir\u00e1 informaci\u00f3n sobre su empresa, confirmada por su contable.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Historial de cr\u00e9dito.<\/strong>  Un banco le pedir\u00e1 un informe de cr\u00e9dito de su pa\u00eds de residencia (si lo tiene) y tambi\u00e9n realizar\u00e1 una comprobaci\u00f3n con el Banco de Portugal para ver si existen obligaciones en el pa\u00eds.<\/p>\n<p><strong>Valoraci\u00f3n de la propiedad.<\/strong>  Un banco encargar\u00e1 a un ingeniero independiente que valore su propiedad. Los bancos est\u00e1n prestando actualmente entre el 60-80% del precio de tasaci\u00f3n. Nos pondremos en contacto con el titular de las llaves y organizaremos una visita a la propiedad con el ingeniero designado. Tambi\u00e9n nos encargaremos de toda la documentaci\u00f3n de la propiedad necesaria para el banco.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row el_class=&#8221;pt5e&#8221;][vc_column css=&#8221;.vc_custom_1542620475687{margin-right: 8.547% !important;margin-left: 8.547% !important;}&#8221;][vc_column_text]Su solidez financiera y la valoraci\u00f3n de la propiedad se evaluar\u00e1n de la siguiente manera: Ingresos. El banco le pedir\u00e1 una prueba de sus ingresos actuales, como ingresos salariales, pagos de dividendos, ingresos por inversiones, ingresos por pensiones e ingresos por alquileres. Esta informaci\u00f3n ayudar\u00e1 al prestamista a determinar [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2908,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-3673","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hipotecas portuguesas - L1 Property &amp; Real Estate Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/l1-real-estate.com\/index.php\/hipotecas-portuguesas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hipotecas portuguesas - L1 Property &amp; Real Estate Management\" \/>\n<meta property=\"og:description\" content=\"[vc_row el_class=&#8221;pt5e&#8221;][vc_column css=&#8221;.vc_custom_1542620475687{margin-right: 8.547% !important;margin-left: 8.547% !important;}&#8221;][vc_column_text]Su solidez financiera y la valoraci\u00f3n de la propiedad se evaluar\u00e1n de la siguiente manera: Ingresos. El banco le pedir\u00e1 una prueba de sus ingresos actuales, como ingresos salariales, pagos de dividendos, ingresos por inversiones, ingresos por pensiones e ingresos por alquileres. 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