{"id":3677,"date":"2022-11-10T18:43:16","date_gmt":"2022-11-10T18:43:16","guid":{"rendered":"https:\/\/l1-real-estate.com\/index.php\/hypotheques-portugaises\/"},"modified":"2022-11-14T15:01:05","modified_gmt":"2022-11-14T15:01:05","slug":"hypotheques-portugaises","status":"publish","type":"page","link":"https:\/\/l1-real-estate.com\/index.php\/hypotheques-portugaises\/?lang=fr","title":{"rendered":"Hypoth\u00e8ques portugaises"},"content":{"rendered":"<p>[vc_row el_class=&#8221;pt5e&#8221;][vc_column css=&#8221;.vc_custom_1542620475687{margin-right: 8.547% !important;margin-left: 8.547% !important;}&#8221;]<div class=\"sc_content content_wrap\"><h1 class=\"sc_title sc_title_regular sc_align_center\" style=\"text-align:center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2216 size-large_image_11\" src=\"https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-870x455.png\" alt=\"\" width=\"870\" height=\"455\" srcset=\"https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-870x455.png 870w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-300x157.png 300w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-1024x536.png 1024w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-768x402.png 768w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-1170x612.png 1170w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079-390x204.png 390w, https:\/\/l1-real-estate.com\/wp-content\/uploads\/2022\/11\/IMG_2079.png 1200w\" sizes=\"auto, (max-width: 870px) 100vw, 870px\" \/>Portuguese Mortgages<\/h1><\/div>[vc_column_text]<em>Votre solidit\u00e9 financi\u00e8re et l&#8217;\u00e9valuation de votre propri\u00e9t\u00e9 seront \u00e9valu\u00e9es comme suit :<\/em><\/p>\n<p><strong>Revenu.<\/strong>  Une banque exigera une preuve de vos revenus actuels, tels que les revenus salariaux, les paiements de dividendes, les revenus d&#8217;investissement, les revenus de pension et les revenus locatifs. Ces informations aideront le pr\u00eateur \u00e0 d\u00e9terminer si vous pouvez assumer confortablement le co\u00fbt mensuel de votre pr\u00eat hypoth\u00e9caire portugais. Une banque tiendra \u00e9galement compte du revenu net de chaque demandeur, confirm\u00e9 par les fiches de paie\/pension, la d\u00e9claration d&#8217;imp\u00f4ts et les relev\u00e9s bancaires.<\/p>\n<p><strong>Les dettes existantes.<\/strong>  Le pr\u00eateur exigera une confirmation au moyen d&#8217;un rapport de cr\u00e9dit ou d&#8217;un relev\u00e9 de pr\u00eat\/hypoth\u00e8que afin d&#8217;analyser vos engagements mensuels fixes pour les dettes existantes telles que les hypoth\u00e8ques, les pr\u00eats personnels et les cartes de cr\u00e9dit.<\/p>\n<p>Historique d&#8217;emploi. Le pr\u00eateur exigera une preuve de votre emploi actuel sous la forme d&#8217;une lettre de r\u00e9f\u00e9rence de votre employeur. Si vous \u00eates ind\u00e9pendant, la banque vous demandera des informations sur votre entreprise, confirm\u00e9es par votre comptable.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Ant\u00e9c\u00e9dents de cr\u00e9dit.<\/strong>  Une banque exigera un rapport de solvabilit\u00e9 de votre pays de r\u00e9sidence (s&#8217;il est disponible) et v\u00e9rifiera \u00e9galement aupr\u00e8s de la Banque du Portugal s&#8217;il existe des dettes dans le pays.<\/p>\n<p><strong>\u00c9valuation de la propri\u00e9t\u00e9.<\/strong>  Une banque demandera \u00e0 un ing\u00e9nieur ind\u00e9pendant d&#8217;\u00e9valuer votre propri\u00e9t\u00e9. Les banques pr\u00eatent actuellement entre 60 et 80 % du prix d&#8217;\u00e9valuation. Nous nous mettrons en contact avec votre d\u00e9tenteur de cl\u00e9 d\u00e9sign\u00e9 et organiserons une visite de la propri\u00e9t\u00e9 avec l&#8217;ing\u00e9nieur d\u00e9sign\u00e9. Nous nous occuperons \u00e9galement de tous les documents relatifs \u00e0 la propri\u00e9t\u00e9 n\u00e9cessaires pour la banque.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row el_class=&#8221;pt5e&#8221;][vc_column css=&#8221;.vc_custom_1542620475687{margin-right: 8.547% !important;margin-left: 8.547% !important;}&#8221;][vc_column_text]Votre solidit\u00e9 financi\u00e8re et l&#8217;\u00e9valuation de votre propri\u00e9t\u00e9 seront \u00e9valu\u00e9es comme suit : Revenu. Une banque exigera une preuve de vos revenus actuels, tels que les revenus salariaux, les paiements de dividendes, les revenus d&#8217;investissement, les revenus de pension et les revenus locatifs. Ces informations aideront le pr\u00eateur \u00e0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2904,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-3677","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hypoth\u00e8ques portugaises - L1 Property &amp; Real Estate Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/l1-real-estate.com\/index.php\/hypotheques-portugaises\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hypoth\u00e8ques portugaises - L1 Property &amp; Real Estate Management\" \/>\n<meta property=\"og:description\" content=\"[vc_row el_class=&#8221;pt5e&#8221;][vc_column css=&#8221;.vc_custom_1542620475687{margin-right: 8.547% !important;margin-left: 8.547% !important;}&#8221;][vc_column_text]Votre solidit\u00e9 financi\u00e8re et l&#8217;\u00e9valuation de votre propri\u00e9t\u00e9 seront \u00e9valu\u00e9es comme suit : Revenu. 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